A car accident can be an overwhelming and stressful experience, leaving you uncertain of what to do next. However, the actions you take immediately after the collision can significantly impact your ability to recover damages and protect your legal rights. For drivers in California, where the roads are bustling, understanding common mistakes made after an accident can help you avoid unnecessary complications.
1. Leaving the Scene Without Reporting the Accident
Under California law, it is mandatory to report any accident that results in injury, death, or property damage exceeding $1,000. Failing to remain at the scene and file a report may result in serious legal consequences, including criminal charges.
What to Do Instead:
- Stay at the scene, check for injuries, and ensure everyone's safety.
- Call the police or California Highway Patrol to report the accident.
- Exchange information with the other party, including names, contact details, license plate numbers, and insurance information.
2. Not Documenting the Scene
One common mistake many drivers make is failing to collect sufficient evidence at the crash site. Without proper documentation, you may face challenges proving fault or accurately accounting for damages. Since evidence quickly disappears—vehicles are towed, and injuries heal—having detailed records is crucial.
What to Do Instead:
- Take photos or videos of the accident scene, including vehicle damage, injuries, road conditions, and traffic signs.
- Ask for contact information from any witnesses who may have observed the incident.
- Write down details of the accident while they are fresh in your memory, including the time, location, and circumstances surrounding the collision.
3. Admitting Fault
It is natural to feel apologetic after an accident, even if it wasn’t your fault. However, apologizing or making statements that imply fault can be used against you during insurance claims or legal proceedings. California courts follow comparative negligence rules, meaning your compensation can be reduced if you are partially responsible.
What to Do Instead:
- Refrain from admitting fault or making speculative statements about the accident.
- Simply exchange information with the other driver and allow the authorities or insurance companies to conduct their investigation.
- Stick to factual statements when speaking to law enforcement or your insurer.
4. Delaying Medical Attention
Even if your injuries seem minor immediately after the accident, delaying medical attention is a mistake that can harm both your health and your legal claim. Some injuries, such as whiplash or internal trauma, may not present symptoms right away.
What to Do Instead:
- Seek medical attention as soon as possible, even if you feel fine initially.
- Keep all medical records, receipts, and treatment updates as evidence of your injuries and expenses.
- Follow your doctor’s advice and attend follow-up appointments to ensure proper recovery.
5. Ignoring Communication with Insurance Companies
Failing to notify your insurance company or delaying your response to their inquiries can impact your ability to recover compensation for damages. However, you should also be cautious about how you communicate with claims adjusters, as they may try to minimize your settlement.
What to Do Instead:
- Notify your insurance company of the accident promptly, as policy agreements may have specific deadlines.
- Provide accurate and factual information, but avoid giving a recorded statement without advice from an attorney.
- Be wary of settlement offers, particularly if they seem low or fail to cover the full cost of your damages.
6. Not Hiring an Attorney When Needed
While some accidents may be minor and resolved through insurance claims, others involve complex factors such as disputed liability, severe injuries, or uninsured drivers. Trying to handle these situations alone may lead to missed opportunities for fair compensation.
What to Do Instead:
- Consult an experienced personal injury attorney to understand your legal options.
- An attorney can handle negotiations with insurance companies, gather evidence on your behalf, and ensure your rights are protected throughout the process.
- Many personal injury firms, including those in California, offer free consultations or reviews where you can discuss your case and next steps.
7. Neglecting to Calculate All Damages
One of the biggest mistakes individuals make after a car accident is accepting a settlement before accurately calculating all damages. Medical bills, lost wages, property damage, and emotional distress can quickly add up, and settling too early may leave you under-compensated.
What to Do Instead:
- Work with professionals such as your attorney and medical provider to ensure all damages, both economic and non-economic, are considered.
- Account for potential long-term costs, such as ongoing medical care or reduced earning capacity.
- Carefully review any settlement offers and do not agree until you are confident they reflect the full extent of your loss.
Protect Yourself With a Monterey County Car Accident Lawyer
You can protect yourself and your rights by staying informed, documenting the incident thoroughly, and seeking professional advice when necessary.
If you've recently been involved in an accident and are uncertain about your next steps, consulting with a local expert can make all the difference. California-based drivers deserve sound legal counsel and community-focused support from the attorneys at JRG Attorneys At Law. We have represented clients across the Central Coast who have been injured in traffic accidents. We're ready to help you.
Contact us at (831) 228-5619 today and get a free consultation with our car accident attorney.